About Wedding Insurance and Avoiding Related Losses

Congratulations! You are engaged to be married!

After a couple decides to marry, there is a lot of exciting planning to do for a wedding.
From booking the hall to renting or buying proper wedding attire and hiring the services of vendors such as a caterer, a florist, a band, a photographer, a videographer and others, the event requires carefully thought-out preparations.

But as luck would have it, perceived results of wedding plans do not always fall into a no-fail outcome. Accidents and heart-dropping mishaps can – and often do – occur even at the biggest day of a new couple's life together.

Fortunately, there is wedding insurance to cover any related upset.

Here are some important things a wedding insurance policy can cover.

Insurance Coverage for the Wedding Event

Liability: If the hall or equipment incurs damages that the wedding party is responsible or if a guest gets injured at the event, wedding liability insurance can pay for associated costs.

Cancellation or Postponement: If an unexpected event occurs, like extreme weather or illness, and the wedding has to be called off or postponed, this coverage will pay for the related expenses.

Vendor Failure: In the event the photographer or other wedding vendor does not show up or does not deliver goods at pledged date, this will give you coverage.

Wedding Gift Loss: This coverage extends to items presented as gifts to the bride and groom, but not for cash or gift certificates or cards.

Special Attire: If any of the special clothing worn by the wedding party is lost, stolen or damaged, this coverage will pay for replacement or repair.

Special Wedding Jewelry: If the ring or other special jewelry for the event is damaged, lost or stolen, this coverage will step in to pay for associated costs.

Loss of Wedding Related Deposits: in the event on of the hired wedding vendors goes out of business and does not deliver services or goods, this coverage will pay for deposit losses.
Liquor Liability: If the wedding party is liable for damages or injury due to intoxication at the event, this form of insurance will cover the costs.

Just as there is no person or couple that is alike, each wedding comes with its unique set of exposures. Speaking with an experienced independent agent about your related insurance needs will clarify the issues. Moreover, an independent agency offers policies from many different companies and the expertise of a professional shopping the insurance network for you to present tailored coverage at competitively lowest rates!

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Where Do Beauty Marks Come From? Some Common Facts Related To Beauty Marks

A beauty mark is a dark mole on the face, neck or shoulder which is considered attractive. If we look at them from a medical point of view, we can find the answer to the question – "where do beauty marks come from"? Beauty spots are usually a melanocytic nevus which is underdeveloped.

You should know that not all moles are considered as "beauty marks". A beauty spot should not measure more than a centimeter and should not protrude out, that is, it should not be a polypoid. The second significant point is that the mark should be symmetrical in nature. Symmetry has a natural appeal to human eyes and looks beautiful. A disproportioned mole is usually not referred to as beauty spot.

A beauty spot is usually located on the face, somewhere on the cheek, or around the lips. They should not be too many in number.

Usually the marks appear on the face within 20 years of age. If someone develops them afterwards they may or may not be favorable. If a beauty mark protrudes out then it is referred to as a mole.

A lot of people prefer to create a beauty spot on their skin, if they do not have one. During the 18th century, creating a false beauty spot on your face became a common fashion statement. False beauty marks can be applied as a form of make-up or can be tattooed.

A common, interesting Greek myth is associated with beauty spots. They say Gods were jealous of those who looked too perfect and hence created a small dark mark on their faces, just to disturb their perfection.

Some celebrities known for their beauty marks are Marilyn Monroe, one of the most sensuous women, who created a vogue for beauty marks during the 19th century. Other celebrities who sport a beauty mark on their face include Madonna, Eva Mendes, Mandy Moore, Demi Moore, Mariah Carey, Molly Sims, Natalie Portman, and Robert DeNiro and how can we miss out Cindy Crawford?

However, beauty of a person does not depend on whether they possess a beauty spot or not. Beauty lies in the eyes of the beholder. A lot of women who have beauty marks are found trying to remove them from their faces, while a lot others who do not have one, artificially get them on their faces. It is one's style statement which matters.

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