Safety Tips for Shopping Online

Credit card fraud seems to be everywhere, and thieves love using the internet to steal people credit card information, due to the anonymity it provides. Many consumers think the only way to protect themselves is to just avoid shopping online all together. Although that is one way to avoid one's credit card information from being stolen, it also means one can never shop online again. The online marketplace for goods and services is growing at a rapid pace because consumers know they can quickly find the best deals when shopping online. By just not shopping online anymore, one would be giving up on all these great deals. Using this method to avoid credit card fraud is like deciding never to fly in a plane again to avoid terrorists. True, one would not become a victim in any terrorist plot that involved planes, but that also means having to deal with the inconvenience of not being able to fly when traveling. Like anything else in life, the key is not to avoid the problem, but to understand the problem and to adopt a smart strategy to minimize the risk of being a victim to credit card fraud while shopping online.

First, let's talk about steps one can take if credit card fraud has already happened. There is no need to panic. Once the cardholder reports that his or her credit card information has been compromised, the credit card company will not hold the cardholder liable for any fraudulent charges, even for charges made before reporting the credit card information has been stolen. The credit card company will shut down that card from further use and issue a new card in about a week or two, but this is still an inconvenience most people would still rather not want to deal with, if possible.

Next, online shoppers could utilize Google's Safe Browsing Tool to check if a website is safe to visit, assuming one trusts Google of course. This tool will report if a website is suspicious or not, when Google last scanned it, if the website done anything suspicious in the past, and report if it is linked to any suspicious websites even if the site itself is not doing anything suspicious. To see if a website is safe, simply copy and paste "http://www.google.com/safebrowsing/diagnostic?site=" into the address field on the browser, and then add the url of the site to be visited. For example, to a company website, just enter "http://www.google.com/safebrowsing/diagnostic?site=websiteurlhere.com" into the address bar of the browser being used. Once this is entered, Google's tool will bring up a simple half page report on whether the site in question is in fact safe or not.

Another layer of protection one can use when shopping online, is to use trusted 3rd party payment methods. Just about everyone has heard of PayPal. They are probably the most widely used 3rd party payment method in the world. They allow for customers to make payment for goods and services through them. For example, this …

Fashion Jewelry Facts and Care Tips

Why we love fashion jewelry?

Fashion jewelry, also referred to as costume jewelry, is a fun and inexpensive way to express your individual style. Its low cost composition means that it is easy to get your moneys worth of use out of it and allows for a much greater variety of bolder, attention grabbing styles and colors that can be mixed and matched according to your mood or wardrobe.

Caring for your fashion jewelry

Although fashion jewelry doesn’t require much of an investment, it is still important to get the most bang for your buck by taking proper care of your costume jewelry by following a few simple steps:

– NEVER allow fashion jewelry to come in contact with oils, soaps, perfumes, or any harsh chemicals which can fade or even ruin the item.

– ALWAYS remove jewelry before sports, swimming, exercising, washing hands, showering, cleaning, doing laundry, or applying lotions or creams.

– NEVER store jewelry wet. Always dry with a soft cloth before storing.

– When cleaning, be gentle! Use a soft toothbrush and jewelry cleaner that specifically states that it is safe for costume jewelry. Make sure it does not contain acid, alcohol, or ammonia. Only use jewelry cleaner as directed. DO NOT over scrub.

– Store jewelry in a plastic ziploc bag or soft jewelry pouch away from other objects and jewelry items to avoid scratching.

– Store jewelry in a clean, dry, cool, not cold place away from heat and dust.

– Use a jewelry cloth for buffing.

– Regularly check for loose stones.

Fashion jewelry typically consists of three elements:

1. A base alloy such as brass, nickel, aluminum, tin or a combination of metals that has been altered to resemble more precious metals such as silver, gold, or platinum. This is achieved by a variety of methods including:

· tone: Have you ever heard of fashion jewelry that is referred to as silver or gold tone? This means just what the name implies. Tone refers to the color of the metal only. Gold and silver tone jewelry are silver and gold in color but contain no actual gold or silver.

· electroplating: This is probably the most common method. In this process an electric current is used to deposit a thin layer, as little as 2 micro inches (a micro inch is one millionth of an inch) onto the base alloy metal which is immersed in a salt bath solution of the precious metal that will be used to plate the object.

· layering: This method also utilizes the process of electroplating. However, the plated object is immersed for a longer period of time allowing for a much thicker layer of precious metal to be deposited. Layered gold or silver consists of approximately 20-50 micro inches of gold or silver. Although it doesn’t sound like much. This thicker layer results in a much more durable, longer lasting jewelry piece.

· overlay: This method utilizes heat rather than electricity to combine the base metal …

5 Tips for Finding the Perfect Wedding Venue

Planning for the big day is a stressful time and finding a wedding venue is one of the hardest decisions a couple has to make. Finding a location for the event that accommodates the perfect theme, achieves the desired look, and provides the necessary amenities is tough. Here are five tips to help narrow down the venue list.

Figure Out a Budget

Picking a place to host the ceremony without having a very firm budget is never a good idea. Before touring spaces and meeting with owners, the bride and groom need to figure out how much they can afford to spend. Venues' costs vary greatly, depending on location, amenities, and included rentals-think tables, chairs, and linens.

Date or Location-Which Matters Most?

Some couples select a wedding venue based on available dates. If they have a specific date in mind, or are working around other commitments, the times available matter more than the space itself. Before deciding on a location, figure out if the date of the wedding or the location of the ceremony is more important. The more flexible the couple can be on their date, the more choices they'll have.

Pick a Location Before Choosing a Theme

One of the most common mistakes engaged couples make is picking a theme before finding a place for the ceremony and reception. The space for the ceremony often dictates which themes are appropriate. Remember, most spaces are unwilling to change the paint color on their walls or the underlying decor of a room just because the bride has already chosen colors that clash with their facility's design. Know the space before deciding on wedding colors and themes. That way, the location will enhance the theme rather than detract from it.

Don't Be Afraid of the Outdoors

Decorations and flowers are one of the more expensive parts of a wedding. Choosing a place for the ceremony that makes use of landscaping and natural views can dramatically reduce the cost of decorations. Well-designed courtyards, gardens, and natural areas provide a beautiful backdrop full of elements that naturally draw the eye. Rather than spending hundreds on floral arrangement, make use of these elements.

Know the Guest Count

Don't worry about turning guests away because the space is too small. Before buying to a wedding venue, have a firm idea of ​​the number of guests that will be attending. Some locations can accommodate hundreds of guests, while others can only accommodate 20 or 30 people. Your chosen place does not always set the numbers; the local fire marshal determines how many people can safely occupy a space at a given time. Anything over that amount makes the space uncomfortable, puts the venue at risk for fines, and, in the event of an emergency, can make the situation more dangerous.

This is supposed to be a joyous occasion and finding the right place to host the ceremony and reception can make all the difference. Follow these tips and enjoy the celebration!

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Your Wedding Ceremony – 5 Tips – Rededicate Your Wedding Rings For Wedding Ceremony Or Vow Renewal

Your wedding rings are the symbols of the promises you and your beloved make. They are the outward manifestation of the love and commitment you have to one another and to your marriage.

When I was an exchange student in Sweden, I saw a different engagement process. Instead of the diamond for the woman, when you became engaged, you exchanged gold bands. When you married, if you married, you added another gold band. I always liked the sense that both partners engaged in the engagement.

Now, I’m seeing a bit of that over here. (And in the 40 years, American engagement rings are gaining ground in Sweden.) But most often, couples will get engaged and start to wear their engagement bands. They then want to exchange those rings at the ceremony. How, they wonder, do they celebrate the wearing of something that has been part of their lives for a long time? This question also comes to me from my couples who are renewing their vows.

Here are some thoughts.

  1. If you don’t want to take off your wedding ring, buy a small band to add to the existing band.
  2. Agree upon a date anywhere from a week to a month before the wedding ceremony/vow renewal and remove your wedding rings. (A week is often too short, if it’s the last week before the wedding. Then you really don’t focus on the lack of your ring because you’re focused on wedding details. And if you focus it’s to panic because you’re sure you left your ring in some restroom somewhere!)
  3. Clean the rings. If there are stones, make sure they don’t need to be repointed. Some people clean them ritually with salt or earth. But fluff up the rings so that they look as beautiful as they did when you put them on your hand the first time — except now they have some patina from use to make them more beautiful.
  4. Put them together in a special place. Create a small altar for them with a picture and a flower, a candle if you want. There are fabulous little cloth bags to hold them, or put them in a small bowl or box.
  5. Then at the wedding ceremony, put them on again with pride, and during the wedding ceremony celebrate all that they have meant in the time before and all they will mean in the time to come.

Symbols are important. The more symbolic attention we pay to our marriage, the more likely we are to be careful and tender with the marriage. Marriage thrives on constant attention. Let your care for your ring be a reflection of your care for your beloved. Renewing your rings, which are symbols of your wedding vows, is going to be part of the work you do to keep your marriage happy and healthy.

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Some Tips And Facts About Online Shopping For Men’s Clothes

You must be on the same track as others. What I meant to say is that are you one of those guys who prefers to shop online rather than go hunting at every brick and mortar shop in the vicinity? If you just said yes, then this article is of your concern. This article talks about some facts and tips about online shopping for men’s clothing.

Facts About Online Shopping

1. Online shopping started in 1979 by Michael Aldrich.

2. Some of the largest online retailer stores are eBay, Amazon.com and Alibaba. They have almost everything you desire from clothing to house ware tools and more.

3. According to Wikipedia- Singles Day (11th November) is the largest shopping day with sales just in Alibaba’s sites at US$9.3 billion in 2014.

4. E-commerce B2C product sales totaled $142.5 billion, representing about 8% of retail product sales in the United States. The $26 billion worth of clothes sold online represented about 13% of the domestic market, and with 35% of men looking online for apparel, it has become one of the most popular cross-shopping categories.

These were some of the facts that you might have known or probably not. Let us look at the advantages of shopping online for men’s clothing.

Advantages of online shopping for men’s clothing

Price comparison: This is one of the biggest advantages that a person gets when he shops online. With numerous websites/stores that offer menswear, you have the opportunity to select from the styles that are very popular; from the most basic article that is men’s underwear to shirts, pants, jackets and more.

Availability of choices: From my personal experience, I generally don’t get such a huge variety at brick and mortar shops than the online stores. You get your desired colors, fabrics, cuts, styles and more according to your wish list. For example, if we talk about men’s underwear- you get everything from men’s brief underwear to men’s thongs or even men’s bikini underwear that match your personality.

Easy search options: The top stores make sure that customers easily find what they’re looking for. Hence, they create easy search filters such as size, color, style, price and more in order to get the best for the wearers.

Feedback options: Every product comes with a review page that helps you voice your opinion about the product you bought. This helps the brand and the store to provide better service the next time.

Timely delivery: One of the most loved aspects- timely deliveries by stores is what attracts most of the working class males. They need not waste their time in searching every store and can easily shop while on the run or even on weekends without going out. With faster delivery options, you are also benefited and it prevents the chances of you are not looking good at any event/occasion.

Lastly, there are some precautionary measures that you must pay heed to. They are:

Check size: This is the most important aspect that many people tend …

Car Buying Tips: Why Does It Make Sense to Buy a Discontinued Car Model?

Often while planning to purchase a car, the right model and the car manufacturing brand become the key deciding factor. Many a times, the research proves to be outdated as some car models become discontinue.

When a car manufacturer stops producing a model because of a number of reasons, it is called a discontinued car model. However, the benefits of buying a discontinued car model outweigh the risks. Buying a car which is no longer in showrooms can mean greater savings. If you are planning to purchase a car, the following points will help you to comprehend why it makes sense to buy a discontinued car model.

1) Discounted Purchase Price

It will have a significantly lower price than a brand new car. One of the benefits of purchasing it is that you get a new car for the price of a used car. As a buyer, you are in a good position to get a favorable deal for a discontinued car model. The dealer needs to move inventory to create space for new cars in demand. Therefore, it becomes easy to negotiate a price that suits your wallet.

2) Shared Spare Parts

Many car buyers hesitate to purchase it due to the potential risk of unavailability of spare parts in the future. You can minimize the risk as many car manufacturers continue producing car parts long after they stop manufacturing a car. Additionally, you can transfer many spare parts of current models to the discontinued model. While purchasing from the manufacturer can become expensive, you can find shared spare parts easily. Thus, if the car requires repairing in the future, you can mend it without any tension.

3) Wide Choice of Selection

It comes at a relatively cheaper price than a new car. The value for money received from buying a discontinued model significantly increases due to cheap pricing. The money spent on purchasing a new car can mean compromising on a few features. However, purchasing it can aid you to step up your choice of selecting a better car. Therefore, you can avail a pool of upgraded features for a lower price.

4) Warranty Period

When you purchase a recently discontinued model, chances are that you eligible for warranty. During the warranty period, the servicing and maintenance of car parts are the responsibility of the original car manufacturer. Many manufacturers produce parts in high volumes to cover the entire warranty period. Thus, you will be able to repair it easily, until it falls under the warranty period. And, a mechanic or an expert can attend to any defect after the warranty period is over.

Purchasing it may bring some risks with it. However, there are many benefits of buying such a car. It can be a lucrative deal for a car buyer looking to make an affordable purchase. So, next time when you want to buy a car, consider a discontinued car model.

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Tips For Buying Children's Clothing From Online Stores

Kids, particularly toddlers and pre-teens, outgrow clothes very quickly, be it pants, sweaters or shirts. The apparel that was perfectly fitting last month is suddenly not fitting this month. Nowadays, with the usage of internet by many people, many online stores are selling children's clothing like designer baby clothes, paper wings clothing and cakewalk clothing. So, the parents need not worry about shopping of dress materials for their kids. The presence of online stores has made shopping easier and comfortable. They can save their precious time and also money by following certain tips while they are doing online shopping for their kid's clothing.

Here, we will see some of the tips for buying children's clothing from online stores:

o The first and foremost thing is the check the reliability of the web site chosen by you for purchasing clothes for your kids. This can be done through the source from where you got their URL or you can also contact their existing customers, if possible.

o If possible, you can ask for some sample clothes since you can see just the picture of the clothes while placing the order.

o It is better to get your doubt clarified regarding the mode of payment since you are going to give your credit card details or account details to them.

o Also make clear whether any extra cost will be added to the cost of the cloth for home delivery. There are many Children's boutiques offering free home delivery. So you can select these online stores.

o Since almost all the online stores clearly specify the size of the children clothing clearly in the web site, check whether the size will be perfect for your child before placing the order to avoid returning of the clothes.

o Do not forget to compare the cost of the dress material selected by you with the cost specified by other online stores. For instance, if you are planning to select cakewalk clothing for your kid, you can compare the cost of the same material with other online stores to check whether you are paying the perfect price.

o Check whether the web site is giving quality assurance for color, embroidery work, etc.

o Clarify the number of days within which the dress can be returned in the case of spotting of any damage.

o Carefully read the return policy followed by the web site. This is because many web sites will make the customer responsible for the shipping charges on return of clothes.

o It is always better to keep record of the transaction vouchers and any mail received by you from that online store.

o Some web sites will announce clearance sales at the end of a particular season and at these clearance sales the cost of clothes will be low. So, you can make use of this opportunity as well for purchasing the clothes for your kids.
You can select any of these reliable web sites and make your child happy by selecting …

Saving Money Tips and Ideas

Saving money at the grocery store is most likely your best bet when you are trying to budget especially for those with children. Do not go without coupons because it’s just too easy to use them and you save tons of money. Two websites that are full of coupons are coupons.com and another favorite is The Krazy Coupon Lady. She has a great blog as well as a huge database of coupons just about anything you are looking for. Another thing that is helpful is eating at home. You wouldn’t believe how much money you spend eating out. Try cooking every night to break it up and make it a little more fun. There are millions of websites that offer great recipes. Do a Google search and you will find so many and it will save you money each week.

If you do like to eat out, try these tips. Avoid alcohol beverages, they will increase your bill to a massive amount. Watch the appetizers and desserts as well. Ask your waitress before ordering about their specials. Go to lunch instead; the lunch menus are always cheaper. You get the same food for a lesser price. Check early bird specials or late night discounts. When you go with your children you can go places that offer free kids meals with a paying adult. Look for coupons for restaurants online as well.

Before buying clothes for your children check the internet for deals, coupon codes and sales. If you like shopping online there are coupons for everything. Join Ebates at it’s free to join and as a matter of fact you get a $10 gift card just for joining. Each month they send you a check for a percentage of what you spent. You can also save on clothes for your kids by going to consignment shops. They usually have great clothes that have hardly been worn.

Furniture is the same way. Go to Goodwill or hand me downs. If it looks rough put a coat of paint on it and it will look brand new again. You may like new furniture and you may feel like you are cheating your child out of new furniture. Your family and children won’t notice and friends and family members will be impressed by your craftiness and your thriftiness.

Go to discount stores for decorating your home or children’s rooms. Many times you can find great home decorations at the discount stores. Get ideas from department stores, websites or anyplace advertising decorations and recreate the look with items from thrift stores and discount stores.

Want to take the kids to a movie? Go to the matinée if there is one. Many times theaters have deals where if you buy certain size popcorn and drinks you can get free refills. Take baggies to put each child popcorn in and take the bucket back for refills. Drinks you can do the same thing. Some theaters offer courtesy cups for just this reason. Check with theater to …

Model Posing Tips from a Professional Photographer

Whether you are searching for a career in fashion
modeling or glamor modeling, it is very important for you to realize that there is more to becoming a model than just standing there looking beautiful.

One very important factor in becoming a good model is posing, and in order for you to learn the different poses needed for the type of modeling career you are seeking it will take practice, practice, practice.

Make Your Posing Look Natural

When preparing for your photo shoot, there are
Several steps you can take to ensure you are
comfortable while posing and your photos will look more natural.

Get Posing Ideas

Before you head to your photo shoot, pick at least ten poses you really like from fashion or glamor
magazines, or poses you've learned from previous
photo shoots. Take time to practice each pose in front of a mirror until you feel comfortable and have the confidence of knowing you look great doing these
poses.

Hands and Facial Expression

Also, focus on what to do with your hands and pay
attention to facial expressions. A pose is virtually dead and unimaginative without a "look". You should be able to close your eyes, imagine a thought, open your eyes and sell that thought. Practice this technique and your photos will come alive.

Become an Idea Factory

Unless you are shooting for an advertising agency or some other type of special interest session many
photographers recommend that you bring some of your own posing ideas to the shoot. In addition to your
ideas, the photographer may have his or her own idea of ​​how the session should go.

Rapport with Your Photographer

Always work with a photographer you feel you can trust. This will make communication between the two of you easier and give you the confidence to express your own ideas.

Always listen to what the photographer tells you. If you are really uncomfortable with the pose, let your
photographer know how you feel, in a nice way.
Remember, he is looking through the camera lens and might see something you don't.

If the photographer says she wants something different in the pose, try looking away from the camera or giving a unique facial expression. This is where your practice in front of the mirror really pays.

Posture

When posing you should always keep good posture unless the photographer instructs you to do otherwise.
Hold your stomach in to give your abdomen a more toned appearance. If you have gained a few pounds stick out your chin a little to avoid the appearance of a double chin in your photos.

Keep your fingers slightly apart and pointed away from the lens. Let your hands fall naturally into position
whenever possible. Remember, you want to be
yourself – on purpose.

Now that you have learned what to do, consider these things you should try to avoid while posing.

Things to Avoid when Posing for a Photographer

Misplaced Body Language

Body language and expressions come naturally …

Shopping 101: Tips When Buying Women's Swimwear Online

Online shopping has been a trend for quite some time now and based on recent studies, it has been found out that women do online shopping more often than men. Women have a lot of stuff in mind to shop – from books to accessories to gadgets and most especially, to dresses. Since online shopping offers the best form of convenience, ladies regularly undergo this track. However, there are a lot of women shoppers who are aware of the risks that online shopping can bring especially now that it's very easy for opportunists to rob your identity by means of identity theft tools. This leads to accessing personal information that can later get your credit card numbers.

Buying any items online entails research and enough knowledge in transacting. Though there are a lot of reputable and trusted online stores out there, there will still be some who will take away your money. The idea of ​​buying swimwear online (according to them) is, quite simply, risky. Finding (and buying) swimwear in a conventional store is difficult enough. But when you can't try and fit something that catches your fancy, you can end up wasting money.

If you want to buy swimwear online, below are some of the tips that can guide you in picking the best choices.

1. Do some research online of the product you'll buy. Should you have no idea of ​​the swimwear you want to buy, check out Instagram, YouTube and Pinterest. These social media networks are extremely helpful in finding the right choice for you. You can peek through the accounts of your favorite celebrities, models and brands to help you pick the right kind of swimwear. Once you have a picture of the exact item you want to buy, you can scout websites for availability, colors, style and price.

2. Try to check available sizes. Be aware that online merchants and brands have different size runs. As such, make sure that you check each designer's sizing chart. Also, remember to check which sizing the online merchant is using. Finally, if you are unsure about which size to get, do not hesitate to contact customer service. They will be more than happy to help you find the right size for the swimsuit you are eyeing. If you feel otherwise, you will end up wasting your money for an item that will never benefit you. This is something you have to veer away from doing.

3. Read the online store's return policy. Every online store has a unique set of return policies. Some do not accept returns or exchanges. With the latter, you have to be sure with your choice. Otherwise, you will get stuck with swimwear you cannot use. If the store does accept returns, read the fine print. For example, some stores will only accept returns if the hygiene strip is still left intact. Other stores might accept your merchandise only if the item was handled improperly in the stock room. It may seem unusual but …