Shopping Addiction – How to Stop Compulsive Shopping

My Shopping Addiction Almost Cost Me More Then Money

"How did this happen again?" I whispered. There I stood with unopened credit card bills that had been hidden under my bed so my husband, wouldn't find them. I felt like I was going to throw up just standing there with the bills laid out in front of me. As I opened them I was speechless. How had I spent another $ 2000 this month? Sure, I love to shop, but only once or twice a week, my husband knew it. What could I have spent that kind of money on? My husband would flip if he ever knew how out of control my spending was. He thought the only money I was spending was written in the checkbook but the reality of it all was that I only used the checkbook for what I "thought" he wouldn't rant and rave about. I felt I had no choice, I couldn't tell him because when he got upset ranting and raving could go on for hours or even days and he could spend days without even speaking to me. I have no idea what I am going to do. I'm drowning and I see no way out.

Owing $ 28,000 on credit cards is never they way to get out of debt.

As I looked at the balances of the 4 credit cards in front of me I was astonished to see that I actually owed $ 28,000. I had the bills coming to my office address so he wouldn't know the truth. This was the fourth time I had gotten into situations like this, he said if I ever did anything like this again he would leave me. What he did know was last time I did not tell him about the other two cards I still had. I just couldn't, he would have gotten even angrier and I was afraid that would be the last straw so I repeatedly assured him there were no other cards. I knew lying to him was wrong but I was so scared of what he might do. Looking back now, I see how screwed up my life was then and I think the purpose of these shopping binges was because I had no control over my life or anything else. To say I was afraid of him physically hurting me would be an overstatement but at this time he had so much control over me with verbal abuse he did have to be physical.

I was at the point that I had convinced myself that it did not make a difference because I was making a payment every month, I had convinced myself I would be able to get out of the hole I had dug for myself. My thought was that as soon as I got more money I would pay them off.

Swapping money around

I was a little concerned each time I had to get a cash advance however, each time …

The Nitty-Gritty's of a Shia Muslim Wedding Ceremony

It is a great experience to be a part of the Shia wedding. Every ritual is self contained with cultural affluence and uniqueness. Laughter, joy and fun are the essentials of a Muslim matrimonial event. Unlike Sunni weddings, Shia ceremonies are carried out on a relatively magnificent scale. Every ceremony is made grand through lavish feasts and celebrations.

Shia Muslim Wedding – The Ceremonies
The bride's special day begins with the rasam of Mangni. This is the official engagement. The official wedding date is decided and announced at this event.
As the D-Day approaches, the celebrations begin, with Mayun being the first wedding ritual. According to this, the groom and the bride are not allowed to meet from Mayun till wedding day. The bride is secluded 7-15 days prior to wedding. She is not allowed to do any household chores.

The next interesting ceremony in a quintessential Muslim wedding is Uptan. The groom's mother and sister prepare a paste with haldi, sandalwood powder (Chandan), aromatic oils and herbs. They bring this paste for the bride and apply it onto her face, neck and arms. A similar paste is prepared and sent for the groom by bride's mother. This ceremony is followed by dholki, Mehndi, and Baraat. The Baraat is received at the bride's house by her sisters and friends. This is a fun ceremony that involves gently hitting the guests playfully with a stick adorned with flowers.

Then, proceedings are made to perform the Nikah (the wedding ceremony). This ritual is conducted by the official priest (Qazi). The Nikah is attended only by family members and close relatives. After the Qazi declares the accomplishment of Nikah, the bride and the groom's parents congratulate each other and bless the couple. Nikah is followed by the Muh Dikhai rasam

This event is connected with ruksati. This is the farewell ritual for the bride before she moves to her husband's house. The bride is welcomed at the groom's house and traditional games, like gana, are played by the couple. The basic notion behind these games is to make the bride comfortable in her new house. The groom's family arranges a feast for relatives, friends, and the community. This feast is known as Walima and is celebrated on a grand scale.

The Shia Muslim Wedding Traditions

Some of the nitty-gritty's of the wedding include:

• A Shia Muslim wedding event does not necessitate the presence of witnesses during the wedding ceremony.

• It is obligatory that the Nikah is delivered publicly through six verses.

• The ceremonial bath is an essential part of the wedding. This ceremonial bath is performed a day before wedding.

• Another unique custom is the arrangement for temporary marriage alliance. As per this custom, divorce is not necessary for separation if the bride and the groom don't get along well. They can give their relation a try for the period agreed upon at the time of Nikah. If the marriage works out well, they can continue, else get separated …

Online Clothing Tips for Women

Shopping for clothes online can have many ups and downs. Here are a few tips to make your shopping go easier.

1. Take Your Measurements

There is nothing like getting an item you have been looking forward to only to find out it doesn’t fit you at all. To prevent this you must take measurements of your body size so that you can compare it to the items you want. Start with measuring your bust, waist, and hips, then write it down and keep close for reference when shopping. Some sites may have sizes has the general small, medium and large. However this can differ from which brand or which site you are on, so always check what the measurements are said to be.

The picture of the model can only tell so much about how big or small something actually is. Depending on your body size you may want to look for different things in an item size. If you have larger boobs you may want to check the size of the bust first to see if the shirt is a good size that will be comfortable. For example if your bust size for a shirt is good for you at 90cm you will not want a shirt that says the bust is 70-80cm.

2. Find Your Go-To Sites

There are thousands of online shopping retailers from forever 21 to amazon. It is important to test out a few sites to find places that sell clothing you like but also clothing that you know will fit or will be of good quality. Not every site is trustworthy and some sell cheap low quality clothing. To find out what sites are for you, you may want to research some site reviews and YouTube reviews from that site where you can see the clothing in video. Over time you will find the sites that you can trust to buy certain items such as a site that always has good quality shirts that fit you just right. another piece of advice is not to buy simple low costing items from online when you can buy it in person for cheaper. For example a simple plain white cami top can be bought mostly anywhere in person for a low-cost. So it would wiser to leave the simple items to in person purchases.

3. Return policies

Of course not everything works out. In the event that you need to return something it is important to know what the policies are ahead of time to avoid unexpected problems. Figure out how much time you have to return an item and if you have to pay for the shipping your self. Also know if a site will take back any item and any state or if there are certain requirements. Some sites have lengthy return polices that you don’t want to deal with, so if there is an item you would like and would return it if you need to get a different size read the …

Are Big Box Gift Baskets Really A Bargain?

They can be tempting. You're shopping at the local big box store and the shelves are simply bursting with holiday gift baskets at unbelievable bargains. But is it really a bargain? Lets compare …

Big box stores have their gift baskets in the store by early fall. Due to the quantities they need, manufacturers often build and assemble these baskets beginning in early summer. Result: Product in these baskets is already 6 months old when you are presenting them as a gift.

Specialized gift basket companies begin planning their next years designs almost as soon as the holiday is over. They shop for containers beginning in January, but their shelf stable FOOD product do not arrive until late October to Early November at the earliest, so your gift are the freshest possible. Fresh product like cookies, cakes, etc are baked to order.

Big box stores use curling ribbon or pull bows and clear, fragile (inexpensive) cellophane to wrap and top their gifts giving the baskets a more "production" look that takes away from the message you want to convey when giving a gift basket.

Specialized gift basket companies such as Boodles of Baskets use higher grade decorative cellophane and hand-tied bows made from scratch giving the gift a warm, homey feeling. The basket looks like you took the time to select something special rather than picking it up during your weekly shopping excursions.

Big box stores do not offer a delivery service, which means you either have to deliver the gift yourself, or pay a courier to do it for you. It takes a lot of planning and organizing on your part to get the baskets delivered further than your city.

Specialized gift basket stores have experience in shipping and deliveries. Many times throughout the country or continent. They know how to carefully package and ship your gift so that it arrives in beautiful condition.

Big box stores do not allow any customization. You buy what they have and that's it. Most specialized gift basket companies will be only to happy to customize your gift to ensure you are receiving exactly what you are looking for.

So you see, the age old adage "you get what you pay for" is truly pertinent here. What message do you want to send to your family, friends and important customers?

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Are Women's Soccer Cleats Any Different With Men's Soccer Cleats?

Soccer cleats for both men and women come with the same basic elements. They all have projections on their bottom parts for stability and traction and they are all designed to allow quick, fast movements or even sudden direction changes during play. Most brands concentrate on men's soccer cleats, but because this is not a game that is limited to men, a number of footwear manufacturers also offer soccer cleats for women and kids.

Every kind of player deserves the best when it comes to play gear and the same is the case when it comes to soccer. Women players are just as deserving as men players and it is for this reason that the market also has very good soccer cleats for women too. Even though they use the same technologies, there are a few elements that set women's soccer cleats apart from those for men. They are what makes it possible for players to tell the difference between soccer cleats designed for men and those designed for women.

Colors – Modern designs come in a wide range of colors to suit both genders. Whereas every player is free to select a color that matches their individual preferences, those designed for women will usually be in color schemes that are more feminine such as yellow, purple and pink whereas those for men are usually in green and blue colors. The colorful ones are very popular today because of how confident they make the players feel when wearing soccer cleats they love especially in expressing their personalities. There are so many other colors suitable for both genders including black, whites and oranges.

Sizing – Naturally, men tend to have larger feet compared to women in size and width. Women who prefer wearing men's designs may need to go a size or a size and a half lower to accommodate the natural gender difference. Different brands design it differently and offer them in sizes relevant to gender. You will find most designs for women appearing smaller compared to those designed for their male counterparts.

Biomechanics – Usually men tend to place more weight, pressure and force on lateral forefoot and mid-foot especially when making rapid direction changes during play. This can result to increased risks of fractures especially on fifth metatarsal because of their natural built. The same effects may not be as extensive when it comes to women. For this reason, the biomechanics of soccer cleats designed for men may differ a little from those designed for women, especially in offering more support and stability so as to keep the chances of injuries minimal during play.

Women may be flexible in choosing soccer cleats they find most comfortable. They can choose to stick to those designed for them or choose from the men's category. Men on the other hand are not as lucky and may need to stick to what is designed solely for them to have the most enjoyable and safe play possible.

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Riot Grrrl Style, Fashion and Self-Expression

Riot Grrrl fashion shaped and influenced young women's fashion from the 1990s to the present day. Although there was no "uniform" in this movement, certain tendencies and trends moved from the subculture into the mainstream. This appropriation failed to bleach the politics from the clothing, and its influence continues, unabated, today.

To understand this movement, you have to understand something of its predecessors. The punk movement had some female and feminist voices, including the Mo-Dettes, Blondie, Lydia Lunch and the Runaways. However, the movement was always male-centric, with most women being either groupies (like the much reviled Nancy Spungen) or impresarios (like Anya Phillips).

Female musicians in punk tended to be lead singers, like Debbie Harry and Poly Styrene. This led to the perception that girls couldn't play music, and should act mostly as sex symbols. By the 1990s, young women were fed up with this, and wanted to create music of their own.

The movement arose from the Olympia, Washington, college music scene, as well as other areas of the Pacific Northwest. Antecedents to the movement appeared in San Francisco, Vancouver and other cities. Kat Bjelland, of Babes in Toyland, inspired much of the movement's aesthetic, although she never directly participated.

The term was coined by Jen Smith, an early member of the band Bratmobile, when she wrote "This summer's going to be a girl riot" to lead singer Allison Wolfe. Later, members of Bratmobile collaborated with Kathleen Hanna and Tobi Vail to create a zine called Riot Grrrl. The name stuck.

The Philosophy of Riot Grrrl

The Riot Grrrl Manifesto emphasized female solidarity, as well as networking with other women and girls to create a female-centric scene. Early zines like "Girl Germs" and "Bikini Kill" dealt with traditionally feminist issues, such as domestic violence, rape and male domination.
Girl Germs zine, 1990s.

Unsurprisingly, for a movement started by people in their early twenties, the philosophy of riot grrrl was enthusiastic and a bit jejune. In early zines, writers like Kathleen Hanna and Allison Wolfe spoke out against racism, sexism and other -isms, with great outrage, if not coherence. Many articles dealt with personal experiences of sexism, as well as explaining what feminism meant to the author.

Part of the movement was against the "anti-sell-out," purer-and-cooler-than-thou atmosphere of punk, and a somewhat similar atmosphere in traditional academic feminism. Although members of the movement claim there was no set of rules, I can find no evidence of politically conservative or libertarian bands in this movement. Rather than rebelling against academic feminism, most members of the movement seemed to accept its dogma, even if individuals differed on details or in private.

This philosophy was later co-opted by the Spice Girls, and watered down into "Girl Power!", A phrase which demonstrated showed up (in some form or another) in Riot Grrrl zines.

Revolution Grrrl Style Now!

Many feminists, then as now, want to be judged by their personality, not their appearance. This doesn't mean they walked around naked, or neglected expressing themselves. …

6 Reasons Why Shopping Online Is Awesome and Why You Should Do It Now

eCommerce and Online Shopping has now gone a long way; it has changed the way consumers and entrepreneurs do business today. It hasn't wiped out the idea of ​​shopping in a physical store, but it gave the consumers an alternative means to shop and a bigger market that offers bigger savings. Also, gone are the days when huge risks are at stake when you shop online. Today, online shopping has become one of the most secured transactions done on the internet. That's why for the most part, there's a huge advantage that consumers could leverage from by shopping online. In case you haven't fully embraced the idea of ​​this modern day shopping practice, here's a list of reason why you should do so now.

Easy Access, Effortless Purchase

The most fundamental reason why many people choose to shop online is because of its convenience. You could easily make a purchase straight from your desk with your smartphone or computer. What's even better is that you can shop anytime in the day even during night time beyond mall operating hours. Basically, it could save you the time and the effort spent walking into different retail stores just to look for that pair of shoes that your favorite celebrity just wore.

For products that couldn't be found in local retailers, you could go ahead and expand your search from different stores based on different geography. Shopping online won't limit your shopping experience according to your location, so the possibilities of finding a good buy are virtually limitless. If you have the money to shop, there's really no reason for you to not get your hands on that clothes or those pair of shoes that you've been eyeing for. Only a bad internet connection can stop you from doing a shopping spree.

Best Deals in Town

One of the reasons why online shopping offers a better deal a lot of times than retailers is because many of these online shops are actually direct manufacturers or suppliers. With online shopping, the chance of dealing directly with these manufacturers is high. Many online stores will you offer you a better deal compared to retailers in your local market, it will also give you access to a wider selection of exclusive products which can be rarely found in offline. Also, for people who love to shop by bulk, manufacturers and suppliers usually offer money saving deals to consumers: the bigger the quantity of your purchase, the cheaper the prices will go. This is ideal for entrepreneurs who source their products directly from manufacturers. Not only is online shopping beneficial for your day to day shopping needs, it can also be a good source of income. Many brick and mortar businesses actually leverage from online shopping.

More Variety

The number of shops you could find and the number of products that you could choose from is massive online. If you're trendy and you love to shop for the latest style of clothes, online shopping will open the …

7 Top Tips From the Business Woman of the Bible, Lydia, for Today's Woman of God

Lydia was one of the most successful business women in the Bible. You will find her story in the Bible in Acts 16: 14-15. According to Biblical records, Lydia was a business woman who dyed and sold purple cloth, a material used by the wealthy and elite of the day. This meant Lydia worked in a high-priced market with a high-end target market.

But Lydia was more than just a woman who sold luxury goods to the elite and the powerful. From all accounts it appears she was also the head of her household, an employer of others, and a woman of great Christian faith. She was the first European convert to Christianity and the first to establish a church in her home for other Christians. Fellowship times included examples of how to do business and worship as a part of a business woman's day.

As a powerful woman of God, Lydia has much to offer today's Christian business women. Here are seven valuable lessons for women of God from the Bible woman, Lydia.

1. Keep prayer in your daily activities. The bible story of Lydia says she met the Apostle Paul at a place of prayer. She also opened her home to have worship services for others. Keep your implications in order as a woman of God. Remember to pray unceasingly about everything including your business activities by making prayer a priority activity on your daily schedule.

2. Work to please the Lord. Lydia took her responsibility as a Christian business woman to work "as unto the Lord" very seriously. You can show Christian beliefs through your nature and personality without being pushy or unprofessional. Show Biblical principles through your actions and decisions in your business.

3. Design a powerful company. Lydia was a no-nonsense business woman who built a major company in a wealthy market. Nothing says a woman of God has to play small in the business world. Christian business women should be open to working in all types of industries and not shy away from the potential of going big. If you are pursuing big dreams use Lydia as your role model for growth.

4. Try non-traditional opportunities. By being a successful and wealthy merchant of purple cloth Lydia was in a non-traditional business category during her times. Don't shy away from embracing non-traditional business opportunities. Consider working in fields where few if any woman are already excelling and create new paths to success.

5. Find your balance between work and home. Lydia maintained her household even while running a powerful business. Each woman has to find the way to balance, keeping her home in order while running a business. It might mean downsizing or hiring help. Use your business skills to figure out what works for you to get it all done.

6. Learn to grow your business. Lydia's business was so successful that she had to hire employees. Growing a business means eventually needing to hire help. That help might come in the form …

Farmhouse Style Interior Design

Vintage Indian trunks cladded with iron straps and brass medallions, farmhouse chic interiors update your style simply by using old wooden hope chests made into functional coffee tables that have the added value of storage. Some are intricately detailed with elephants and horses carrying stories of the Spice Route and others are painted with rustic turquoise patina reminiscent of Jodhpur the Blue City. Distressed paint feels natural on the vintage rustic cabinets made from recycled old doors, vintage woods that are so beautifully aged and naturally varnished. Dining tables made from antique doors complete with latches and iron studs are accented perfectly with wrought iron chairs.

Vintage rustic old arches turn your kitchen mantel into a statement, the green foliage in brass planters draws attention to the hand carved detail and the natural washed patinas. Colorful textured tribal table runners will give your tables an elegant, vintage bohemian worldly panache that works well with a multitude of colors. Pick up an old planter and fill with gorgeous cottage garden plants or herbs.Vintage bowls and rustic brass urns used as a centerpiece overflowing with seasonal pumpkins, pines and flowering twigs bring in the old fashioned cottage charm. Add farmhouse-inspired decorations, made at home wreaths and floral arrangements that give a lovely personal touch. A rustic old chakra bookcase adds instant allure, offering a place to store books and your travel collections. Long wooden blanket chests in distressed blues and greens used at the end of the bed or as window console table placed in the nook, you can enjoy the sun while reading your favorite book.

Bring in the farmhouse theme into the nursery by hanging an old jharokha window filled with baby pictures. The windows get a cottage-chic boost with handloom fabric throws weaved by artisans in natural cotton fibers and vibrant colors. Install old rustic boxes filled with colorful, seasonal blooms at the window sill. Sheer sari curtains are great for kitchen windows, breakfast nooks or other spaces where natural light adds charming style and some privacy without stopping the sunshine.

Give your bedroom an instant farmhouse update by replacing your headboard with rustic 18C Indian doors. Old wooden spice mortar from Indian villages converted into umbrella stands, unusual columns and pillars add to the eclectic character. Hand carved Tree of Dreams wall panels are statement art pieces, that are creative as well as full of positive energy. Neutral-hued woods carved kamasutra panels in white washed whimsical farmhouse style add to the romance of the bedroom. The rustic, cottage-style look of old door lotus carved cabinets and vintage sideboard consoles add a rustic touch to your home. High-end Suzani embroidered pillow shams can be a luxe splurge when updating a bedroom. Use handloom cotton throws to create a country-chic makeover or curl up into a soft pashmina blanket. Farmhouse style decor is a statement of your lifestyle, laid back luxe and casual country chic.

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Shopping Center Operating Costs

When you efficiently manage a Shopping Center, the spending and operational costs have to be well under control. In this property market there are a number of pressures to balance as part of that property management process, and the spending will always be of great concern. It is very difficult to lease vacant premises to new tenants if the outgoings are excessive for a property of its type. The landlord will also have a lower net income if that is the case.

Most importantly the Shopping Center should be performing financially to standards which are at least equal to or better than any other competition properties in the area of ​​similar type and size. The standards should include key financial criteria such as:

  • Repairs and Maintenance costs
  • Insurances
  • Essential Maintenance Services
  • Income generation
  • Vacancy factor
  • Income growth
  • Sales MAT (Mean Average Turnover)
  • Sales per retailer type
  • Sales per shop size
  • Customer visits to the property
  • Council rates and other statutory costs

These figures should be managed and understood within the Shopping Center financial performance plan. To achieve this it is not uncommon for Shopping Center's to share some information and averages as part of market research into financial performance. If you cannot compare your property to something else then you will not know where it is headed and how it is performing.

It should be said that the history of your property over the last few years will always be useful as a benchmark in your property performance plan. As part of that historic analysis, you can split the outgoings between controllable items and uncontrollable items, and then track the escalations by income codes or types.

The uncontrollable items are those that are applied to the property and must be paid. Typically they are council rates, water rates, and land tax. The escalations in these items occur because of the uncontrollable policies and rating processes of the local councils. Usually they will base their rates and charges on the property value. It is not unusual for the councils to be valuing the local properties every two years for this purpose. Retail Center Managers know the high value of monitoring and disputing the property value when it comes through. You can save extensive operational costs and payments for rates and taxes if you get a realistic property value.

Cooperation between Center Managers is therefore common and quite productive given that the job and industry is just so special. Unskilled and ordinary property managers have little chance to improve and specialize without gaining experience from other established Retail Center Managers in this part of the property industry.

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